Terms of use

Site operator and brand

Contractor Rate Lab is the website and service brand. The website is operated by Baja House Investment (the “Operator”). References in these Terms to “Contractor Rate Lab,” “we,” “us,” “our,” or the “operator” refer to Baja House Investment in its capacity as operator of the website, unless the context requires otherwise.

Acceptance of these terms

By accessing or using this website, you agree to these Terms of Use and any policies incorporated by reference. If you do not agree, do not use the website.

Estimates and informational use only

Calculator results, examples, articles, comparisons, and other content are general informational estimates only. They are not tax, legal, accounting, financial, investment, employment, insurance, licensing, compliance, or other professional advice and do not create a professional, fiduciary, advisory, or client relationship.

Your responsibility and independent verification

You are solely responsible for the accuracy and suitability of inputs and assumptions and for decisions you make using the website. Laws, taxes, fees, market conditions, contract terms, and business circumstances vary and may change. Verify material calculations and current requirements independently and consult qualified professionals when appropriate.

No guarantee of rates, profits, outcomes, or compliance

A calculated rate, quote, fee, margin, reserve, or profitability figure is not a guarantee that a client will accept a price, that an engagement will be profitable, that a result reflects market value, or that a transaction or business practice complies with applicable law. Actual outcomes may differ materially.

No contract generation

Any quote summary, estimate, or printable result generated by the site is not a contract, invoice, tax document, legal instrument, or professional opinion. Users should separately document scope, deliverables, exclusions, change control, intellectual property, confidentiality, payment terms, cancellation rights, liability allocation, and dispute terms as appropriate.

Third-party information, links, advertising, and affiliate relationships

The website may reference or link to third-party products, services, fee schedules, statistics, laws, or other information and may display advertising or affiliate links. Third-party information can change without notice. A link, advertisement, or affiliate relationship does not constitute a guarantee, warranty, or endorsement. You should review the third party's current terms, pricing, privacy practices, and suitability for your needs.

Website availability and changes

The operator may modify, suspend, remove, or discontinue any calculator, formula, feature, source, or content at any time. The operator does not guarantee uninterrupted availability, security, compatibility, completeness, accuracy, timeliness, or error-free operation.

Disclaimer of warranties

To the maximum extent permitted by applicable law, the website, calculators, content, and services are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, title, non-infringement, or that use of the website will achieve any particular result.

Limitation of liability

To the maximum extent permitted by applicable law, the operator and its affiliates, service providers, licensors, and contributors will not be liable for any indirect, incidental, special, exemplary, punitive, or consequential damages, or for lost profits, revenue, business opportunities, goodwill, data, or other losses arising from or related to the website, calculator outputs, third-party services, unavailable services, incorrect inputs, outdated information, or decisions made in reliance on the website, even if advised of the possibility of such damages.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited. Some jurisdictions do not allow certain warranty disclaimers or liability limitations, so portions of these provisions may not apply to you.

Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless the operator and its affiliates from claims, liabilities, damages, losses, and reasonable costs arising from your misuse of the website, your violation of these Terms, or content or information you submit through the website.

Intellectual property and permitted use

Unless otherwise stated, the website's original design, text, code, graphics, and compilation are owned by or licensed to the operator. You may use calculator outputs for your own lawful personal or business planning. You may not misuse the site, interfere with its operation, scrape it in a manner that materially burdens the service, or present site content as your own professional advice.

Privacy

Your use of the website is also subject to the Privacy Policy, which describes analytics, advertising, affiliate tracking, email forms, local storage, hosting logs, and related data practices.

Changes to these terms

The operator may update these Terms from time to time. The effective date below identifies the current version. Continued use after an updated version is posted constitutes acceptance to the extent permitted by applicable law.

Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

Contact

Questions or error reports may be sent to info@contractrate.net.

Effective date: August 24, 2026.