Transaction assumptions
Provider terms change. Confirm current pricing before invoicing.
Invoice economics
Payment fee calculator
Estimate what you receive after a percentage and fixed fee—or calculate the gross charge required to net a specific amount.
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Fee strategy
Do not hide fee assumptions
Whether a fee may be passed to a client depends on your contract, platform rules, card-network requirements, and applicable law. The calculator shows arithmetic, not permission.
Small invoices cost more proportionally
A fixed transaction charge creates a higher effective percentage on small payments. Consolidating milestones may reduce fee drag when commercially appropriate.
Reverse the calculation correctly
Adding the stated percentage to a desired net amount is slightly insufficient. The gross-up formula divides by one minus the total percentage fee.
Use your actual agreement
Published rates are references. Volume pricing, country, card type, payment method, and platform arrangements can change the result.
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